Berkeley Residents Eligible for Discounted Flood Insurance Premiums

BAYVILLE, NJ – Mayor Carmen Amato has good news for the nearly 2,700 homeowners who have flood insurance policies in Berkeley Township. Your flood insurance premiums are coming down another 5% bringing the total discount to 25%    “We are extremely proud of our ongoing efforts to improve our (CRS) rating to bring additional relief to our flood insurance policy holders. This is the second time we have improved our rating over the last 8 years.” Mayor Amato said.


Berkeley Township participates in the National Flood Insurance Program (NFIP) Community Rating System (CRS).

The Community Rating System is a voluntary incentive program that recognizes and encourages Communities To engage in proactive  floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions in meeting the goals of the Community Rating System.

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Mayor Amato said  “Berkeley’s Community Rating under the National Flood Insurance Program in Berkeley Township will improve to a class 5 rating. A class 5 rating will increase the discount another 5% bringing the total discount to 25%  in flood premiums effective May 1st, 2020.” Mayor Amato said.

Mayor Amato said  “I want to thank Jamie Zimmermann our Certified Floodplain Manager for assisting the Township during this process along with the Township Council,  who have been very supportive in adopting and revising Ordinances to comply with the (NFIP).

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“This discount for our flood policy holders couldn’t come at a better time, as Congress is still grappling with the Reauthorization of the (NFIP). Mayor Amato said.

The mayor said the average Berkeley Township flood policy holders total discount, will now average $189. Overall, the nearly 2,700 policy holders will receive nearly $500,000 discount.

“I encourage all flood policy holders to contact their insurance broker to let them know of this change, so they can get benefit with a reduction in flood premiums. Mayor Amato said.


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