Fayetteville Woman Sentenced to 54 Months for Bank Fraud and ID Theft

1 min read
FILE PHOTO: The U.S. Department of Justice Building is pictured

RALEIGH, N.C. – A Fayetteville woman was sentenced today to 54 months in prison for her role in a “card-cracking” scheme that caused a total loss of over $430,000 to several financial institutions. On June 8, 2022, Ericka Andrea Monique Johnson, 28, pled guilty to conspiracy to commit bank fraud and aggravated identity theft. In addition to her sentence, she will also be required to pay $62,118 in restitution.

According to court documents, Johnson and others engaged in a scheme colloquially known as “card-cracking,” where she made check deposits, often via Automated Teller Machines (ATMs), into checking accounts opened using the personal identifying information of unsuspecting victim account holders.  After the deposits were made, Johnson made point of sale (POS) purchases and cash withdrawals against the deposit credit to obtain money during the “float” period before the financial institution recognized the fraud.  The documents allege that between March 2018 and June 2020, Johnson and her co-conspirators withdrew and received over $430,000 from the Pentagon Federal Credit Union. 

Michael Easley, U.S. Attorney for the Eastern District of North Carolina made the announcement. U.S. Department of the Treasury – Office of Inspector General and the Fayetteville Police Department are investigating the case. Assistant U.S. Attorney Ethan Ontjes is prosecuting the case.

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Related court documents and information are located on the website of the U.S. District Court for the Eastern District of North Carolina or on PACER by searching for Case No.5:20-cr-334-BO-1.

Fayetteville Woman Sentenced to 54 Months for Bank Fraud and ID Theft

1 min read
FILE PHOTO: The U.S. Department of Justice Building is pictured

RALEIGH, N.C. – A Fayetteville woman was sentenced today to 54 months in prison for her role in a “card-cracking” scheme that caused a total loss of over $430,000 to several financial institutions. On June 8, 2022, Ericka Andrea Monique Johnson, 28, pled guilty to conspiracy to commit bank fraud and aggravated identity theft. In addition to her sentence, she will also be required to pay $62,118 in restitution.

According to court documents, Johnson and others engaged in a scheme colloquially known as “card-cracking,” where she made check deposits, often via Automated Teller Machines (ATMs), into checking accounts opened using the personal identifying information of unsuspecting victim account holders.  After the deposits were made, Johnson made point of sale (POS) purchases and cash withdrawals against the deposit credit to obtain money during the “float” period before the financial institution recognized the fraud.  The documents allege that between March 2018 and June 2020, Johnson and her co-conspirators withdrew and received over $430,000 from the Pentagon Federal Credit Union. 

Michael Easley, U.S. Attorney for the Eastern District of North Carolina made the announcement. U.S. Department of the Treasury – Office of Inspector General and the Fayetteville Police Department are investigating the case. Assistant U.S. Attorney Ethan Ontjes is prosecuting the case.

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Related court documents and information are located on the website of the U.S. District Court for the Eastern District of North Carolina or on PACER by searching for Case No.5:20-cr-334-BO-1.