SOMERVILLE, NJ – Former Republican gubernatorial candidate Jack Ciattarelli is pledging to make all retirement income tax-free and freeze property taxes for residents over 70, accusing state Democrats of driving seniors out of New Jersey through decades of excessive taxation and mismanagement.
The proposal, announced Friday on Ciattarelli’s social media account, renews his campaign theme of affordability and fiscal reform as he continues to position himself as the GOP’s leading voice ahead of the next statewide election.
In a message aimed squarely at older voters, Ciattarelli contrasted New Jersey’s tax structure with neighboring Pennsylvania, where retirement income is exempt from state taxes.
Key Points
- Jack Ciattarelli proposes eliminating state tax on all retirement income
- Plan includes freezing property taxes for residents age 70 and older
- Ciattarelli blames decades of Democratic leadership for driving seniors out of New Jersey
Ciattarelli targets affordability crisis for seniors
Ciattarelli said seniors who spent their lives building communities across the Garden State are being “punished for getting older” by policies that make retirement unaffordable. He pledged to change that by eliminating income tax on pensions, Social Security, and other retirement earnings, while freezing property taxes once residents reach 70.
“New Jersey practically pushes its seniors out,” Ciattarelli said in his post. “No one should be forced to leave the place they’ve always called home.”
The plan seeks to reverse what many economists and policymakers describe as a “senior flight” — a steady migration of retirees from New Jersey to lower-tax states like Florida, Delaware, and Pennsylvania.
Long-standing tax tensions
New Jersey’s property taxes remain the highest in the nation, averaging more than $9,000 per household annually. While some seniors qualify for limited exemptions or rebates through programs such as the ANCHOR benefit, Ciattarelli argues those measures don’t go far enough.
Under his proposal, retirees would keep all of their post-career income tax-free, aligning New Jersey’s tax treatment of retirement income with Pennsylvania’s model. He also said the property tax freeze would help seniors stay in their homes without being priced out by rising assessments and municipal costs.
Political pressure builds ahead of 2025 election
Ciattarelli’s announcement comes as the state heads toward a high-stakes election cycle in which affordability is expected to dominate voter concerns. Democrats have maintained control of the governor’s office for nearly two decades, while Republicans continue to hammer issues of taxation, crime, and cost of living.
While no formal campaign launch has been declared, Ciattarelli has been steadily increasing his public appearances, signaling that another run for governor may be in the works.
Economic and political impact
Analysts say the proposal could resonate with older voters but face resistance from fiscal watchdogs who warn that eliminating the retirement income tax could cost the state billions in revenue. Ciattarelli has argued that economic growth and smarter fiscal management could offset those losses, framing his plan as both moral and practical.
As New Jersey enters another heated political season, the question of whether seniors can afford to stay in the state they helped build may become one of the defining issues of the campaign trail — and a key test of Ciattarelli’s promise to “make New Jersey affordable again.”