Can new jersey businesses charge a credit surcharge? Here's what the law says

Can New Jersey Businesses Charge a Credit Surcharge? Here’s What the Law Says

TOMS RIVER, NJ – The Ocean County Department of Consumer Affairs has launched a campaign to ensure compliance with New Jersey’s Credit Card Surcharge Law among local businesses.

The initiative follows recent state legislation aimed at preventing businesses from imposing credit card surcharges that exceed the actual cost to process the payment. Joseph H. Vicari, Director of the Ocean County Board of Commissioners and liaison to the Ocean County Department of Consumer Affairs stated that the department is working to ensure businesses treat customers fairly.

Under the law, businesses must display any surcharge amounts before customers incur charges for goods and services. This notice must be visible at points of entry, points of sale, customer service areas, and on printed restaurant menus. The rule also extends to online sales, mobile applications, and telephone transactions.

“The consumer must be advised of the surcharge amount before their credit card is charged,” said Ronald Heinzman, Director of the Ocean County Department of Consumer Affairs.

The department has initiated a warning campaign consistent with state guidelines. Vicari emphasized that the campaign aims to raise awareness while being friendly to businesses. While most business owners are community-minded and abide by the rules, Vicari acknowledged that some may try to evade them.

Consumers can file a complaint by calling the Ocean County Department of Consumer Affairs at 732-929-2105 to address any violations.

“Consumer Affairs is here to ensure customers are treated properly and businesses know and follow the law,” Vicari said.

Phil Stilton

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