Retiree’s first scratch ticket revealed a six-figure surprise

WIRTZ, Va. — A stop for two packs of M&M’S turned into a $100,000 lottery win after a Franklin County retiree scratched his first ticket and uncovered one of the Virginia Lottery’s top prizes.

Billy Oswald stopped at the Stop In Food Store, 7125 Booker T. Washington Highway in Wirtz, while driving his car instead of his motorcycle. Along with the candy, he purchased several Virginia Lottery scratch-off tickets.

The first ticket he scratched was a Set for Life game, and it revealed the game’s second-tier prize of $100,000.

According to the Virginia Lottery, Oswald said he couldn’t believe what he was seeing.

The retired Franklin County resident plans to use his winnings to take his wife on a vacation.

Set for Life is one of the Virginia Lottery’s scratch-off games. Lottery officials said three second-tier prizes of $100,000 and two top prizes of $6 million remain unclaimed.

The odds of winning the top prize are 1 in 816,000, while the odds of winning any prize in the game are 1 in 3.7.

Virginia Lottery profits support K-12 education throughout the Commonwealth.

Key Points

A Franklin County retiree won $100,000 playing the Virginia Lottery’s Set for Life scratch-off game.
Billy Oswald bought the winning ticket during a stop for two packs of M&M’S at a Wirtz convenience store.
He plans to use the prize money to take his wife on a vacation.

Chris Quigley Latest posts

Chris Quigley is a Staff Writer and Community News Correspondent for Shore News Network, where she covers local government, public safety, community affairs, politics, and issues impacting residents throughout New Jersey. Her reporting focuses on delivering timely, accurate, and relevant news that helps readers stay informed about the communities in which they live and work.

As a member of the Shore News Network editorial team, Quigley works closely with public officials, community leaders, first responders, and local organizations to provide factual coverage of breaking news, municipal government, public policy, and events affecting New Jersey residents. Her work highlights both major developments and the local stories that shape communities across the state.

Quigley is committed to responsible journalism, emphasizing accuracy, source verification, and transparency in every story she reports. She strives to present information in a clear and accessible manner, helping readers better understand the issues, decisions, and events that impact their daily lives.

Through her work at Shore News Network, Chris Quigley contributes to the organization's mission of providing trusted local news coverage, accountability reporting, and community-focused journalism throughout New Jersey.

Chris Quigley is a graduate of Stockton State University and began her career at IN Jersey, the online news and media branch of the Asbury Park Press. She also worked at Monmouth Internet, the Ocean Signal Newspaper, and JTOWN Magazine during her career in both content management and operations.

Degrees: Business B.A. - Stockton University

Experience and interests: Criminal Justice, Business, Animal Care, Entertainment, Lottery News, Local News